Protecting your privacy is important to the Bank of Ringgold and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Bank of Ringgold employees for collection, use, retention, and security of nonpublic personal information.
WHAT INFORMATION WE COLLECT
We may collect “nonpublic personal information” about you from the following sources:
* Information we receive from you on applications or other loan
and accounts forms;
* Information about your transactions with us or others, and
* Information we receive from third parties such as credit bureaus.
“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.
WHAT INFORMATION WE DISCLOSE
We do not disclose any nonpublic personal information about you to anyone except as permitted by law. For example, we may disclose nonpublic personal information about you to credit bureaus or to government entities in response to subpoenas.
If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
OUR SECURITY PROCEDURES
We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to protect your personal information.
If you ever have questions or concerns about the integrity of your account information, please contact us.
Bank of Ringgold
P. O. Box 628
Ringgold, LA 71068
Phone: 318-894-9134
